Products built around real life.
Every product is managed in one place and updated by our team, so what you see here is always current.
01Deposito Gold BPR KCD
Competitive fixed and floating rate mortgages with financing up to 90% of property value and flexible tenures up to 30…
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02Kredit Pemilikan Rumah
A high-yield savings account for customers who expect more from their bank. Tiered interest, zero monthly fees, and…
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03Kredit Usaha Mikro
Keep operations running with revolving credit lines and invoice financing tailored to your cash-flow cycle. Fast…
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04Sipanta Barista
Worldwide acceptance, airport lounge access, and travel insurance built in. The Platinum card is designed for people…
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05Tabungan Sipanta
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ExploreNews & perspectives
Guidance and updates from the Bank KCD team.
Simulate before you commit.
Quick calculators to help you plan loans and savings with confidence.
Loan Calculator
Estimate monthly instalments and total interest for a personal or home loan.
Open calculatorSavings Goal Planner
See how much to set aside each month to reach your savings target.
Open calculatorDeposit Yield Simulator
Project the returns on a time deposit across different tenures and rates.
Open calculatorTen minutes today. A relationship for decades.
Start online and a dedicated advisor will guide you the rest of the way — no branch visit required.


